Independent Public Loss Assessors
Independent Public Loss Assessors
CASTLE CLAIMS · REGULATED BY THE CENTRAL BANK OF IRELAND · C561519
Floodwater brings destructive silt, sewage, bacteria, and structural damp that penetrates deep into your foundation walls and sub-floors. Insurance loss adjusters often push for fast wash-and-dry settlements that leave hidden contamination behind. We act exclusively on your behalf to negotiate a comprehensive settlement covering full decontamination, deep structural drying, and complete property reinstatement.
Flood events, whether caused by river overflow, groundwater surge, or severe surface water drainage failure, cause far more than simple surface wetness. Floodwater carries mud, agricultural runoff, oil residues, and untreated sewage directly into your home or commercial building.
Insurance loss adjusters frequently focus on visible cleanup while underestimating the extensive time required to properly decontaminate and dry heavy masonry, cavity wall insulation, and timber sub-floors. Rushing the drying phase or failing to sanitise structural elements creates a breeding ground for toxic mould, black fungus, and structural rot, leading to permanent health risks and long-term property devaluation.
We manage every facet of your flood damage claim to ensure no hidden cost is written off by the insurer.
Certified deep-cleaning, anti-bacterial fogging, and removal of hazardous silt.
Heavy-duty industrial desiccant drying and cavity wall moisture extraction.
Removal and replacement of saturated plasterwork, insulation, floating floors, internal doors, and fitted kitchens.
Exhaustive itemised lists for ruined furniture, soft furnishings, clothing, and electrical appliances at current replacement value.
Negotiating temporary living quarters for families while your home is uninhabitable.
We conduct an initial survey to establish safety, photograph all damage, and log immediate containment needs.
We prepare a fully itemised schedule of repair costs using current Irish builder rates.
We meet the insurer's representative on-site, presenting technical moisture data to ensure full coverage.
We secure your complete settlement, ensuring funds are in your account before major restoration works finish.
Photograph everything thoroughly, but do not dispose of major items until our loss assessor has formally catalogued them into your schedule of loss.
Structural masonry drying can take anywhere from 3 to 12 weeks depending on wall thickness and water ingress depth.
Free, no-obligation inspection across Laois, Kilkenny, Waterford, Kildare, Carlow, Offaly and Tipperary.
Castle Claims is regulated by the Central Bank of Ireland as an Insurance Intermediary under registration number C561519. · Ross, Cullohill, Co. Laois · 085 818 6980 · info@castleclaims.ie