Independent Public Loss Assessors
Independent Public Loss Assessors
CASTLE CLAIMS · REGULATED BY THE CENTRAL BANK OF IRELAND · C561519
When storm winds, fire, or accidental impact hit your farm, damaged outbuildings, fallen sheds, and lost fodder threaten your daily operations. I inspect your farmyard, itemise all physical losses, and negotiate directly with your insurer to secure a fair settlement under your policy terms.
A working farm is very different from a standard residential home. A single claim can involve interconnected structures, from slatted sheds and milking parlours to grain stores and haybarns, alongside stored produce, specialised equipment, and livestock facilities.
Insurance companies send Loss Adjusters to inspect farm claims, carefully evaluating policy limits, building maintenance history, and underinsurance clauses. Without independent representation, crucial details such as structural timber stress, secondary water contamination of feed, or specialised site clearance costs can be overlooked. Having an independent public loss assessor represent you ensures your entire physical loss is professionally documented and defended.
I conduct a comprehensive walk-over of your farmyard and land to ensure every aspect of your covered loss is detailed in your claim.
Scoping damage to slatted units, haybarns, machinery sheds, milking parlours and grain stores, including steel stanchions, concrete walls, box-profile sheeting, and timber roof trusses.
Assessing torn roof slates, gale-damaged ridge capping, damaged felt, and compromised cladding across all farm structures.
Itemising lost, burnt, or water-contaminated hay and straw bales, silage, grain harvests, and animal feed stores.
Claiming for collapsed perimeter masonry walls, fallen post-and-rail fencing, entrance gates, and damaged yard concrete slabs.
Including heavy lifting machinery hire, temporary livestock securing, and specialist disposal of damaged roofing materials required prior to rebuilding.
I inspect your farmyard, examine affected structures, and document the full physical footprint of the damage before any clearance or rebuild work begins.
I examine your agricultural policy schedule to identify all active sections of cover, compiling a detailed, costed schedule of building and contents losses based on current agricultural trade rates.
I meet the insurer's Loss Adjuster on your farm, walk the site together, and defend the full technical scope of your damage.
I manage all correspondence and negotiations to secure the best allowable settlement under your policy conditions, enabling you to restore your farmyard.
Your priority must always be safety and welfare, securing livestock and making the area safe. Take clear photos and videos of all damage before carrying out any urgent temporary repairs. Keep all receipts for emergency materials or contractor costs so they can be included in your claim.
If the sum insured is lower than the actual rebuild cost, insurers may apply the Condition of Average, which reduces the final payout proportionally. I carefully review your policy schedule, building specifications, and current rebuild rates to structure your claim accurately and help minimise penalties.
Free, no-obligation inspection across Laois, Kilkenny, Waterford, Kildare, Carlow, Offaly and Tipperary.
Castle Claims is regulated by the Central Bank of Ireland as an Insurance Intermediary under registration number C561519. · Ross, Cullohill, Co. Laois · 085 818 6980 · info@castleclaims.ie