Independent Public Loss Assessors
Independent Public Loss Assessors
CASTLE CLAIMS · REGULATED BY THE CENTRAL BANK OF IRELAND · C561519
A fire is a catastrophic event that damages far more than what is burned. Corrosive smoke, toxic soot particles, and high-pressure water from fire services penetrate deep into building structures. We negotiate directly with your insurer’s loss adjuster to secure the full funds required to rebuild, decontaminate, and restore your property safely.
While structural fire damage is obvious, the hidden effects of smoke and water can be just as costly long-term. Acidic smoke and fine soot travel into wall cavities, floor joists, and ductwork, corroding metal fixtures and causing deep-seated odours in building materials.
The water used to extinguish the blaze creates significant secondary damp and structural issues in sub-floors and lower levels. Without an independent assessment, initial scope proposals can focus strictly on surface cleaning or repainting, missing hidden smoke damage or compromised structural timber.
Our comprehensive fire damage assessment covers all direct and secondary losses.
Identifying compromised timber, masonry and lintels so full independent engineering inspections and structural repairs are funded.
Scoping the full extent of smoke penetration to secure allowances for professional chemical washdowns, thermal fogging, or full plasterboard replacement.
Including complete safety testing, rewiring, and plumbing restoration by certified tradespeople in your claim scope.
Itemising damaged household goods, furniture and electronics to claim their proper replacement value under your policy terms.
Claiming your full policy entitlement for temporary rental accommodation, moving costs and secondary living expenses while repairs take place.
We advise on emergency boarding up, site safety, and immediate interim payout requests.
We catalogue every burnt or smoke-damaged structural element and item of contents.
We advocate for you in all on-site technical meetings with the insurer's representatives.
We compile a complete, fully itemised scope of loss for your building and contents, ensuring the insurer pays your full policy entitlement without unfair deductions.
In most medium-to-severe fires, smoke particulates permanently bond with synthetic fibres. We fight for full replacement rather than ineffective cleaning.
Yes. Standard home policies cover alternative accommodation costs up to specified policy limits while your home is uninhabitable.
Free, no-obligation inspection across Laois, Kilkenny, Waterford, Kildare, Carlow, Offaly and Tipperary.
Castle Claims is regulated by the Central Bank of Ireland as an Insurance Intermediary under registration number C561519. · Ross, Cullohill, Co. Laois · 085 818 6980 · info@castleclaims.ie