Independent Public Loss Assessors
Independent Public Loss Assessors
CASTLE CLAIMS · REGULATED BY THE CENTRAL BANK OF IRELAND · C561519
Severe weather and high wind gusts can strip roof tiles, tear down chimneys, and cause immediate water ingress. Insurers frequently try to blame storm damage on gradual deterioration or age. Where applicable, we analyse localised weather records and storm data to support your claim and fight for the maximum rebuilding and repair funds available under your policy.
Following severe winter storms, property owners across Ireland face torn roof slates, damaged ridge tiles, fallen trees, and collapsed boundary walls. Once a roof is breached, rainwater can enter attics, damaging plasterboard, insulation, and upper-floor living spaces.
A common challenge in storm claims is distinguishing between new weather damage and pre-existing maintenance issues. Scope proposals can favour quick, localised patches that leave hidden damage unaddressed. Having an independent public loss assessor manage your claim ensures a complete scope of work is presented, helping you secure the proper settlement to repair your property correctly under your policy conditions.
We inspect and itemise all visible and hidden storm damage to build a clear, comprehensive claim.
Scoping for missing slates, torn tiles, damaged felt, compromised lead flashing, and unstable chimney stacks.
Itemising water-damaged ceilings, ceiling joists, attic insulation, wall plasterboard, and timber flooring.
Assessing damaged boundary walls, fallen fences, garages and detached structures where covered by your policy schedule.
Including emergency tarping, temporary boarding and scaffolding to make the property watertight.
Where necessary, referencing regional weather records and meteorological data to support the physical evidence of storm impact.
We carry out a direct physical inspection of the roof structure, attic, interior living spaces, and boundary lines to document all recent damage.
We match physical site evidence with your specific policy terms to ensure every allowable repair item is included in your claim scope.
We meet the insurer's Loss Adjuster on-site, manage all technical discussions, and defend the scope of your storm claim.
We negotiate the best available settlement under your policy conditions so certified contractors can repair your property.
Yes. Policyholders are expected to mitigate further damage where it is safe to do so. Take clear photos and videos before making temporary repairs, and keep all receipts for emergency materials or contractor costs so they can be submitted with your claim.
While insurers often reference Beaufort Scale thresholds (such as Force 8 to 10 winds), there is no single universal rule across all policies. Clear physical evidence of sudden, localised structural damage remains a critical factor in supporting a storm claim.
Free, no-obligation inspection across Laois, Kilkenny, Waterford, Kildare, Carlow, Offaly and Tipperary.
Castle Claims is regulated by the Central Bank of Ireland as an Insurance Intermediary under registration number C561519. · Ross, Cullohill, Co. Laois · 085 818 6980 · info@castleclaims.ie