Independent Public Loss Assessors
Independent Public Loss Assessors
CASTLE CLAIMS · REGULATED BY THE CENTRAL BANK OF IRELAND · C561519
Experiencing a break-in or malicious property damage is a stressful ordeal. Beyond stolen personal belongings, forced entry often leaves behind structural damage to doors, locks, and windows. I build detailed replacement schedules, verify your policy terms, and handle all negotiations with your insurer on your behalf.
Discovering that your home has been broken into or vandalised is distressing. Intruders frequently force external doors, smash windows, or damage internal fixtures, leaving you with immediate security concerns and costly structural repairs.
When submitting a burglary or malicious damage claim, insurers require clear evidence of forcible entry, physical damage, and proof of ownership for stolen items. My role is to document the full physical footprint of the break-in, assist you in itemising lost contents, and present a fully supported claim to your insurance company.
I assist homeowners in scoping both structural repairs and itemised contents losses.
Replacement or repair of damaged timber and uPVC doors, high-security lock mechanisms, window frames, and broken glass.
Remediation, redecorating, or replacement costs for walls, plasterboard, and internal fixtures damaged during an intrusion.
Compiling detailed valuations and replacement costs for stolen household goods, electronics, personal items and valuables in line with your policy terms.
Claiming for forced entry damage and stolen equipment from domestic garages, garden sheds and workshop spaces covered under your policy schedule.
Including out-of-hours locksmith services, temporary boarding up, and securing the premises within your claim scope.
I inspect the physical damage at your property.
I help you assemble acceptable proof of ownership (receipts, bank records, serial numbers, or photographs) to support your list of stolen belongings.
I draft a detailed, costed schedule combining both structural building repairs and contents replacement values.
I meet the insurer's Loss Adjuster, manage all technical discussions, and negotiate a fair settlement under the terms of your policy.
While receipts are ideal, insurers accept alternative evidence. Bank or credit card statements, original packaging, photographs showing the item in your home, instruction manuals, or serial numbers can all establish proof of ownership.
Standard home insurance policies often exclude or restrict damage caused by lawful occupants or tenants. Specialist Landlord Insurance policies may include specific endorsements for tenant vandalism. I can review your policy schedule to clarify what coverage applies.
Free, no-obligation inspection across Laois, Kilkenny, Waterford, Kildare, Carlow, Offaly and Tipperary.
Castle Claims is regulated by the Central Bank of Ireland as an Insurance Intermediary under registration number C561519. · Ross, Cullohill, Co. Laois · 085 818 6980 · info@castleclaims.ie