CASTLE CLAIMS · REGULATED BY THE CENTRAL BANK OF IRELAND · C561519

Public Loss Assessors for Structural Impact & Vehicle Collision Damage

When an out-of-control vehicle strikes your home or a fallen tree crushes your roof, the structural impact can compromise the entire building. We manage complex third-party and property insurance claims to ensure your home is restored safely.

Understanding Structural Impact Damage

A vehicle crashing into a perimeter wall, porch, or commercial storefront delivers severe kinetic energy directly into a building’s foundations and load-bearing walls. Even if internal cracking appears minor initially, hidden masonry shifts and lintel fractures can render the structure unstable over time.

Heavy mature trees or branches falling during severe weather cause massive point-load destruction to roof trusses, gables and rainwater gutters. Managing impact claims involves coordinating structural engineers, securing emergency shoring, and negotiating with both your building insurer and third-party motor insurance providers.

What We Survey & Claim On Your Behalf

We conduct a thorough inspection to ensure all direct and hidden impact damage is fully quantified in your property claim.

Structural & Masonry Damage

Identifying fractured brickwork, cracked lintels, shifted boundary pillars, and compromised wall structures so full repair or engineering specs can be funded.

Roof & Timber Structures

Scoping damage to roof trusses, tiles, chimneys, fascia and soffits caused by fallen trees, branches, or high-level impacts.

Site Clearance & Tree Removal

Including the costs of specialist tree surgeons, heavy lifting equipment, and debris clearance required to safely clear your property.

Gates & Perimeter Boundaries

Itemising destroyed entrance gates, masonry pillars, fencing and garden walls under your policy's boundary cover.

Emergency Stabilisation Measures

Claiming for necessary emergency propping, temporary shoring, and site securing required to prevent further structural failure.

Our Impact Claim Process

Prompt Site Inspection

We inspect the property to document the full physical footprint of the impact before clearance or repairs begin.

Independent Technical Support

If structural integrity may be affected, we advocate for chartered structural engineers and push to include their professional fees within the claim scope.

Direct Insurer Negotiation

We present a detailed, costed schedule of damage to the property insurer's Loss Adjuster and handle all negotiations on your behalf.

Negotiating Your Settlement

We push for a fair, comprehensive financial settlement under your policy terms so accredited builders can restore your property safely.

Suffered Impact Damage? Talk to an Assessor Today.

Free, no-obligation inspection across Laois, Kilkenny, Waterford, Kildare, Carlow, Offaly and Tipperary.

Castle Claims is regulated by the Central Bank of Ireland as an Insurance Intermediary under registration number C561519. · Ross, Cullohill, Co. Laois · 085 818 6980 · info@castleclaims.ie